Not bad, although the pen tool strokes could do with some work, there's an imbalance of smudging between sides (and thus consistency) and her right arm has been blended a bit too much. Don't get me wrong, it's definitely good, just needs a bit of work to get to excellent.
I agree pretty much with everything above. Her hand kinda looks like its floating there by itself...sorta lol I also agree that its good but could use a few more defining touches
The eyes are a little... dark... She kinda looks like a blond, light skinned, Asian girl cause of her face, hair, shoes, and umbrella... Don't know whether to ;D or ... To bring some logic in this (even though it's not needed). why would a blond Asian by in the forest in the first place? /;D